Accidents happen as a part of life. Personal accident cover is designed to protect you from serious and unexpected injury. Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.
The types of coverage provided under a PA policy include Accidental death, Permanent total or partial disablement, Loss of (or loss of use of) body parts, Temporary total or partial disablement, and Medical expenses.
Typically, the more dangerous your job, the more justifiable a potential accident or injury might be. Despite this, even the most sedentary roles can cause injury. Accidents can happen anywhere, in your home, your place of work, your vehicle. You can sustain an injury that prevents you from working from just about anywhere and that is why everybody should at least consider their options regarding personal injury insurance.
You can either take a PA policy for yourself or a group policy for your family, protecting you and them anywhere in the world, any time of the day. PA insurance provides 24-hour insurance protection.